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Bike Insurance Surveyor Kya Check Karta Hai? – 2026 Simple Hindi Guide
Bhai, jab bike accident ho jata है aur tum claim file karte ho, to sabse pehla step hota है surveyor inspection. Logon ko yahi nahi pata hota ki surveyor exactly check kya karta है, kaunse documents chahiye hote hain, aur kaise approval milta है.
Aaj main tumhe ekdum real, practical aur human style me batane wala hoon ki 2026 me surveyor किन चीजों को check करता है — taki tumhara claim smoothly approve ho jaye.
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| Bike Insurance Surveyor Kya Check Karta Hai? |
Bike Insurance Surveyor Ka Role Kya Hota Hai?
Surveyor basically insurance company ka representative hota है jo accident ke damage ko assess karta है. Simple shabdon me:
"Ye decide karta है ki kitna nuksan hua, kaunse parts repair honge, aur claim me kitna paisa milega."
Also Read
Surveyor Bike Me Kya-Kya Check Karta Hai? (2026 Updated)
- Accident ka exact point of impact (bike kidhar lagi)
- Visible damages – bumper, mudguard, tank, side panels
- Hidden damages – fork, chassis alignment, suspension
- Plastic, rubber, metal parts ki condition
- Bike ka meter reading & usage condition
- Repair cost realistic hai ya inflated
- Zero-dep applicable hai ya nahi
- Bike ki photos & videos for company records
Surveyor Documents Me Kya Dekhta Hai?
- Bike insurance policy
- RC copy
- Driving license
- Accident location proof (photos)
- Garage estimate (repair cost)
In documents me koi bhi mismatch na ho — varna claim delay ho jata है.
Surveyor Call Par Kya Puchta Hai?
- Accident kab, kaha, kaise hua?
- Kaun bike chala raha tha?
- Koi injury hui?
- Police FIR ki zarurat thi ya nahi?
- Bike driveable hai ya tow karni padi?
Bhai ye sab normal question hote hain, tension lene ki zarurat nahi.
Inspection Kitne Time Me Ho Jata Hai?
Usually 24–48 hours. Zero-dep policies me inspection aur fast ho jata है because documentation clear hota है.
Surveyor Claim Reject Kab Karta Hai?
- Bike par purani damage ko accident damage bolna
- Alcohol me drive karna
- Expired insurance policy
- FIR required cases me FIR na karna
- Fake or edited photos provide karna
Pro tip: Surveyor se argue mat karna — ye claim ko slow kar deta है.
Survey Smooth Karne Ka Tarika
- Accident ki clear photos khud le lo
- Garage estimate sahi banwao
- Bike ko repair tab karwana jab survey complete ho jaye
- Zero-dep plan ho to pura benefit milega
Conclusion
Surveyor ka kaam sirf damage verify karna hota है — agar documents sahi ho aur photos clear ho to claim smoothly approve ho jata है. 2026 me survey process aur transparent ho chuka है, isliye tension bilkul mat lo.