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Retired Employees ke Kin Ko Health Cover 2025 – ₹5 Lakh Tak
Arunachal Pradesh me retired government employees ke kin ke liye ek bada health cover launch hua hai. Ye cover unko hospitalization, surgery aur medical expenses me support karta hai. Agar aap bhi eligible ho, to ye guide aapke liye hai.
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| Retired Employees ke Kin Ko Health Cover 2025 – ₹5 Lakh Tak Ka Benefit |
Eligibility & Coverage
- Kin Relation: Legal spouse, children (up to age 25), dependent parents.
- Sum Insured: ₹5 lakh per family per year.
- Cashless Hospitals: State-approved network hospitals me claim cashless hota hai.
- Claim Process: Easy online & offline submission. Docs ready rakho.
Important Notes
- Annual renewal required, otherwise grace period apply hota hai.
- Pre-existing conditions cover limited hai—2 saal waiting period usually.
- Coverage sirf approved hospitals me hi valid.
People Also Ask – 15 FAQs
- 1) Kaun kaun eligible hai?
Legal spouse, dependent children (≤25 yrs), aur dependent parents. - 2) Sum insured kitna hai?
₹5 lakh per family per year. - 3) Cashless claim kaise kare?
State-approved network hospital me pre-authorization aur documents submit karo. - 4) Pre-existing conditions cover hoga?
Yes, 2 saal waiting period ke baad. - 5) Renewal process kya hai?
Annual renewal required; grace period available. - 6) Claim denial common reasons?
Network hospital na choose karna, incomplete docs, policy lapse. - 7) Online claim kaise kare?
State portal ya insurer website pe login aur submit. - 8) Hospitalisation coverage ka kya limit hai?
Entire ₹5 lakh sum insured ke andar. - 9) Mediclaim aur health cover me difference?
Ye full family cover karta hai; normal mediclaim mostly individual hota hai. - 10) Isme OPD cover hai?
Usually nahi; only hospitalization & surgery. - 11) Family members kaise add kare?
Original policy issue time ya renewal me request karke. - 12) Portability allowed hai?
State policy me portability options limited hai. - 13) Tax benefit milega?
Section 80D eligibility depend karta hai; consult CA. - 14) Emergency abroad cover?
Mostly India-only; check terms. - 15) Claim timeline?
Approx 15–30 days for reimbursement after complete docs.
Bottom Line
Arunachal retired employees ke kin ke liye ye 2025 health cover ek strong safety net hai. Docs ready rakho, network hospital choose karo aur timely renewal ensure karo.